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Can Car Insurance Cover Windshield Replacement?

Can Car Insurance Cover Windshield Replacement?

The last thing you want to do is mess around with a broken windshield! And while a chip or a crack can be a cheaper fix, getting a complete replacement will come at a much higher price. Fortunately, with the right coverage, you don't have to worry about the damages, so let's explore when an insurance company covers the cost.

Will Insurance Cover the Replacement?

If your policy only has minimum liability coverage, it’s unlikely windshield replacement coverage is included. However, if you have comprehensive coverage, it offers a broader option for all types of damage, from vandalism to hitting an animal, and there is a good chance the coverage is part of the policy.

If the damage is from an accident, your collision will be used because its primary purpose is to cover the damages you are responsible for. And if the other person is at fault, their insurer will take care of the charges if you file a claim.

Should You Use Your Insurance for the Replacement?

Your insurance is in place for a reason, and it's recommended to understand your deductibles and what is included in your policy so there are no surprises. Be aware that some can be higher than the windshield replacement cost, so it may not be worth filing. Otherwise, it might be the best option if you don't have previous claims and a low or no deductible.

How Do You File the Claim?

Knowing what to do after the damage is critical, and each insurance company has a set of procedures. Always contact the company directly and be sure to have the following information available:

  • Your contact information and policy number

  • Vehicles involved

  • How the windshield was damaged

  • The date and time of the incident

Many providers will work directly with local glass shops, which can help expedite the process and get the work done more quickly. If a deductible needs to be paid, it will go to the shop once the replacement is completed.

Quality Counts Auto Glass Your Local Windshield Installation Experts

Your windshield affects the structural integrity of your vehicle, so if it’s sustained damage, you want a trusted company like Quality Counts Auto Glass on your side! Our family-owned company has been providing exceptional services for over 15 years, and whether you need a windshield replacement or same-day windshield repair in Florida, we have you covered.

For fast and efficient windshield replacement services, call us at 941-251-7817 or message us online to connect with our team.

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